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Claremont · Claremont, NC

3886 Clay Street

Claremont, NC · 1,093 sqft

$209,900

Reduced from $215,000

  • 3Beds
  • 1Baths
  • 1,093SqFt
  • 1972Year
  • 40Days on market

About this home

Discover the perfect fit for your first home, next investment, or ideal downsizing opportunity! This charming three-bedroom, one-bath ranch in the Shiloh area of Claremont offers comfortable living in a convenient location. Step into a spacious family room that flows easily into the dining area and kitchen, complete with a refrigerator, dishwasher, and range. The full bath features tile flooring and is centrally located to serve all three bedrooms. Sitting on just under half an acre, the property boasts a generous backyard—ideal for gardening, play, pets, or simply relaxing outdoors. Love the water? Lake Lookout Shoals is only a short drive away, offering public access for fishing, boating, and lakeside enjoyment. Loads of potential in a great location—schedule your showing today! Being sold “as-is”. Please contact listing agent for information on prior home inspection before making an offer.

Property details

Beds
3
Baths
1
SqFt
1,093
Lot
Year built
1972
Type
Single Family
Days on market
40
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Tile, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,518/ month

Principal & interest
$1,299
Property tax (~0.90%)
$157
Homeowners insurance
$61
HOA dues

Down payment

$10,495 down · $199,405 financed

Income to qualify (28% rule)

~$65,083 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.