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Charlotte · Charlotte, NC

3840 Mosscroft Lane

Charlotte, NC · 1,360 sqft

$218,000

  • 3Beds
  • 2Baths
  • 1,360SqFt
  • 1993Year
  • 1Days on market

About this home

WELCOME HOME to where townhome convenience meets the comfortable feel of a single-family home!

Tucked along a quiet street, this spacious end-unit townhome offers approximately 1,360 square feet, 3 bedrooms and 2 full bathrooms with a comfortable layout and plenty of room to make yourself at home.

Step inside to an inviting living space featuring a cozy fireplace—the perfect setting for relaxing evenings or gathering with family and friends. Three bedrooms provide flexibility for sleeping quarters, guests, a home office or whatever best fits your lifestyle.

And there's more to appreciate beyond the floor plan! The home features a roof replaced in 2020, siding replaced in 2026, private-fenced in back patio, new upstairs bathroom flooring in 2026, and HVAC equipment that has received routine professional maintenance twice annually.

As an end unit, the property offers an added sense of privacy, while its spacious floor plan gives you something buyers don't always expect from townhome living—the comfortable feel of a single-family home.

Whether you're purchasing your first home, downsizing, relocating, or simply looking for a great opportunity to own in Charlotte, this home offers an appealing combination of space, comfort, privacy and important recent improvements.

Come see why this townhome feels so much like home. Schedule your showing today!

Property details

Beds
3
Baths
2
SqFt
1,360
Lot
Year built
1993
Type
Townhome
Days on market
1
Heating
Electric, Other - See Remarks
Cooling
Central Air
Foundation
Slab
HOA dues
$231 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,835/ month

Principal & interest
$1,350
Property tax (~1.05%)
$190
Homeowners insurance
$63
HOA dues
$231

Down payment

$10,900 down · $207,100 financed

Income to qualify (28% rule)

~$78,663 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.