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Bakersville · Bakersville, NC

370 Bear Creek Church Road

Bakersville, NC · 1,232 sqft

$210,000

  • 2Beds
  • 1Baths
  • 1,232SqFt
  • 1940Year

About this home

Welcome 370 Bear Creek Church Road, ideally located between Spruce Pine and Bakersville. This 2-bedroom, 1-bath home sits just across the way from the brand-new Mitchell County elementary and middle schools, with the high school nearby as well.

Inside, you'll find plenty of room to grow with two versatile bonus rooms that can easily serve as guest space, a home office, hobby room, or additional living area. A new kitchen floor was completed in 2026! Outside, the spacious detached garage and additional outbuilding provide excellent storage, workshop space, or opportunities for future projects.

Outdoor lovers will appreciate being just minutes from both the Appalachian Trail and the Blue Ridge Parkway, putting some of Western North Carolina's most breathtaking scenery, hiking, and outdoor recreation right at your fingertips.

Whether you're searching for a full-time residence, your first home, or a mountain getaway, this property offers great amenities for either!

Property details

Beds
2
Baths
1
SqFt
1,232
Lot
Year built
1940
Type
Single Family
Garage
1
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,519/ month

Principal & interest
$1,300
Property tax (~0.90%)
$157
Homeowners insurance
$61
HOA dues

Down payment

$10,500 down · $199,500 financed

Income to qualify (28% rule)

~$65,114 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.