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Rutherfordton · Rutherfordton, NC

365 N Washington Street

Rutherfordton, NC · 3,250 sqft

$525,000

  • 4Beds
  • 4Baths
  • 3,250SqFt
  • 1920Year
  • 1Days on market

About this home

Historic Elegance. Modern Comfort. Exceptional Setting. Discover a rare offering in the heart of Rutherfordton where timeless architecture meets refined modern living. Situated on 2 separate lots totaling 2.05 beautifully landscaped acres, this 4-bedroom, 4-bath residence offers more than 3,250 square feet of thoughtfully designed living space, blending the craftsmanship of a bygone era with today's most desired updates. Originally built for one of Rutherfordton's most respected attorneys, this home offers a rare opportunity to own a piece of local history. A welcoming covered front porch introduces an interior filled with character, featuring rich hardwood and tile flooring, soaring 9-foot ceilings, abundant natural light, and gracious living spaces designed for both everyday comfort and elegant entertaining. The spacious living room, anchored by a gas-log fireplace, creates a warm and inviting atmosphere, while the functional floor plan includes three bedrooms on the main level for exceptional convenience. The expansive back porch overlooks mature landscaping and a private backyard, providing the perfect setting for quiet mornings, outdoor entertaining, or peaceful evenings surrounded by nature. Recent improvements, including a new roof (2014), all new windows (2018), dual heat pumps, siding and tankless water heater, offer confidence and peace of mind for years to come. Ideally located just minutes from charming downtown Rutherfordton, with convenient access to Lake Lure, Tryon International Equestrian Center, and the Blue Ridge Mountains, this distinguished property offers the perfect balance of historic charm, modern amenities, and an exceptional lifestyle. A truly rare opportunity to own one of Rutherfordton's most distinctive homes.

Property details

Beds
4
Baths
4
SqFt
3,250
Lot
Year built
1920
Type
Single Family
Days on market
1
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,798/ month

Principal & interest
$3,251
Property tax (~0.90%)
$393
Homeowners insurance
$153
HOA dues

Down payment

$26,250 down · $498,750 financed

Income to qualify (28% rule)

~$162,786 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.