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Charlotte · Charlotte, NC

3628 Michigan Avenue

Charlotte, NC · 1,049 sqft

$285,000

  • 3Beds
  • 1Baths
  • 1,049SqFt
  • 1949Year

About this home

Charming, updated 3-bedroom, 1-bathroom ranch in a convenient Charlotte location! This move-in ready home combines modern updates with comfortable everyday living, featuring a beautifully renovated kitchen, updated fixtures, smart lighting, and durable vinyl flooring throughout. Major improvements include a new roof (2025), water heater (2025), HVAC (2022), and energy-efficient double-hung windows (2021). Enjoy a spacious backyard with plenty of room for entertaining, pets, gardening, or relaxing outdoors. Located on a quiet street with easy access to NoDa, Plaza Midwood, Uptown, dining, shopping, and entertainment. No HOA and numerous recent improvements make this a great opportunity for homeowners and investors alike.

Property details

Beds
3
Baths
1
SqFt
1,049
Lot
Year built
1949
Type
Single Family
Heating
Forced Air
Cooling
Central Air
Foundation
Crawl Space
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,097/ month

Principal & interest
$1,765
Property tax (~1.05%)
$249
Homeowners insurance
$83
HOA dues

Down payment

$14,250 down · $270,750 financed

Income to qualify (28% rule)

~$89,897 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.