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Albemarle · Albemarle, NC

36079 Ridge Street

Albemarle, NC · 3,632 sqft

$849,000

  • 3Beds
  • 3.5Baths
  • 3,632SqFt
  • 2006Year
  • 1Days on market

About this home

If you have a passion for the outdoors, this remarkable home is sure to capture your interest. Nestled in the countryside yet conveniently close to town, Stanly County Airport, Badin Lake, and Morrow Mountain State Park, it provides easy access to countless outdoor activities, from hiking and fishing to boating and exploring scenic trails. The property itself spans nearly four acres, offering plenty of space for gardening, recreation, or simply enjoying nature. Multiple outbuildings and garages give you ample storage and room for hobbies, while a concrete driveway elegantly circles the front of the house, adding both convenience and curb appeal.

Step inside and discover a welcoming living room with built-ins perfect for displaying books or décor, a formal dining room ideal for hosting gatherings, and a spacious kitchen featuring custom cabinets and luxurious granite countertops. The main level includes the primary bedroom for added privacy and comfort, along with additional bedrooms to accommodate family or guests. Upstairs, you’ll find three versatile rooms and a full bathroom, providing even more space for work, play, or relaxation.

With so many features and amenities, this home truly offers a unique blend of comfort, functionality, and outdoor enjoyment. It’s a must-see for anyone seeking a peaceful retreat with easy access to everything Stanly County has to offer.

Property details

Beds
3
Baths
3.5
SqFt
3,632
Lot
Year built
2006
Type
Single Family
Days on market
1
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,142/ month

Principal & interest
$5,258
Property tax (~0.90%)
$636
Homeowners insurance
$247
HOA dues

Down payment

$42,450 down · $806,550 financed

Income to qualify (28% rule)

~$263,249 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.