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Sherrills Ford · Sherrills Ford, NC

3555 Lake Bluff Drive

Sherrills Ford, NC · 1,617 sqft

$324,900

Reduced from $375,000

  • 3Beds
  • 2Baths
  • 1,617SqFt
  • 1998Year
  • 34Days on market

About this home

Welcome to easy one-level living in The Retreat, where a peaceful cul-de-sac setting, a spacious .76-acre lot, and community access to Lake Norman come together in one inviting Sherrills Ford home.

This ranch-style home offers a comfortable split-bedroom floor plan with an open main living area designed for everyday living and entertaining. Recent updates throughout include luxury vinyl plank flooring, newer carpet, updated trim, baseboards and door casings, new lighting, and oil-rubbed bronze fixtures.

The kitchen provides generous cabinet and prep space, a two-tier breakfast bar, and a newer butcher block countertop, with an adjoining dining area that keeps everyone connected. The private primary suite is tucked away on its own side of the home and features a spacious walk-in closet and ensuite bath with dual vanities and a garden tub. Two additional bedrooms, a second full bath with shiplap detail, and a laundry room with built-in shelving complete the interior.

Outside is where this property really stands apart. Step onto the back deck overlooking a fenced area and a yard already set up for gardening, playing, relaxing, or entertaining. Established features include a garden, sandbox, compost area, grapevine-covered arbor, blueberry bushes, a 10x16 storage shed, plus apple, peach, and pear trees lining the driveway.

Additional peace of mind comes from an encapsulated crawlspace with a transferable DryPro warranty. The roof was replaced in 2012.

Residents of The Retreat also enjoy access to Lake Norman with a community boat ramp, recreation area, and walking trails. All of this is conveniently located near Highway 16, shopping, dining, and the continued growth of Sherrills Ford.

If you’ve been looking for a little more space, a little more privacy, and Lake Norman access without sacrificing everyday convenience, this one deserves another look.

Property details

Beds
3
Baths
2
SqFt
1,617
Lot
Year built
1998
Type
Single Family
Days on market
34
Style
Traditional
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Vinyl
HOA dues
$325 / yr

Features

  • Cable Prewire
  • Garden Tub
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,377/ month

Principal & interest
$2,012
Property tax (~0.90%)
$243
Homeowners insurance
$94
HOA dues
$27

Down payment

$16,245 down · $308,655 financed

Income to qualify (28% rule)

~$101,902 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.