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Shelby · Shelby, NC

354 Jack Francis Road

Shelby, NC · 1,655 sqft

$410,000

  • 3Beds
  • 2Baths
  • 1,655SqFt
  • 1988Year
  • irregularLot
  • 1Days on market

About this home

This ranch-style home is situated on 11 acres in rural Cleveland County. Built in 1988, the roof was replaced in 2011. The home features 3 bedrooms, 2 full bathrooms, a living room, a dining area, and a den. The garage has been enclosed to create the den and a storage area. All appliances will remain with the home. The barn includes 8 stalls and a tack room, and there are currently 3 horses in the pasture on the property. The above-ground pool will also stay. Over 700' of road frontage on Jack Frances Rd.

Property details

Beds
3
Baths
2
SqFt
1,655
Lot
irregular
Year built
1988
Type
Single Family
Days on market
1
Heating
Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Crawl Space
Flooring
Laminate, Tile

Features

  • Fence
  • Storage
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,966/ month

Principal & interest
$2,539
Property tax (~0.90%)
$307
Homeowners insurance
$119
HOA dues

Down payment

$20,500 down · $389,500 financed

Income to qualify (28% rule)

~$127,128 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.