Charlotte · Charlotte, NC
3539 Spencer Street
Charlotte, NC · 1,845 sqft
$500,000
- 3Beds
- 2.5Baths
- 1,845SqFt
- 2015Year
About this home
Charming townhome in the heart of vibrant NoDa! Built in 2015, this beautifully maintained home offers modern living just steps from the neighborhood’s beloved shops, restaurants, breweries and arts scene. Inside, you’ll find renovated wood floors, an open and inviting layout and a cozy living room featuring a fireplace with custom built-ins. The kitchen comes fully equipped with all appliances included, making for an easy move-in experience. The spacious primary suite features a private covered balcony, perfect for morning coffee or winding down in the evening. Tucked along a quaint street, this home offers a charming setting while still enjoying walkable access to everything that makes NoDa one of Charlotte’s most sought-after neighborhoods.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,845
- Lot
- —
- Year built
- 2015
- Type
- Townhome
- Heating
- Central
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
- Flooring
- Carpet, Wood
- HOA dues
- $370 / mo
Features
- Kitchen Island
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,049/ month
- Principal & interest
- $3,096
- Property tax (~1.05%)
- $437
- Homeowners insurance
- $145
- HOA dues
- $370
Down payment
$25,000 down · $475,000 financed
Income to qualify (28% rule)
~$173,570 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 36 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.
