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Charlotte · Charlotte, NC

3529 Mountain Cove Drive

Charlotte, NC · 3,886 sqft

$899,000

  • 5Beds
  • 3.5Baths
  • 3,886SqFt
  • 2002Year
  • 105x211x113x214Lot

About this home

Rare opportunity to own one of the Overlook's custom homes with a flat lot and DEEDED BOAT SLIP on Mountain Island Lake! Located directly across the street from the boat slip, you'll enjoy quick and convenient access to your boat on an open quiet cove—offering all the benefits of a waterfront lifestyle without the waterfront price tag. From the moment you arrive, the full-brick exterior, 3 car garage, stunning double front doors, mature landscaping, and exceptional curb appeal make a lasting impression. Inside, the thoughtfully designed floor plan features a spacious primary suite on the main level with a beautifully remodeled bathroom showcasing modern finishes and luxury touches with two large closets. The chef's kitchen is equipped with premium upgrades including a gas Wolf cooktop, Sub-Zero refrigerator, wall oven, prep sink, and wine refrigerator—perfect for entertaining and everyday living. Relax year-round on the screened porch featuring Eze-Breeze windows overlooking the private, natural backyard setting. This home combines luxury, convenience, and lake living in one exceptional package. Overlook is an amenity rich community offering, a newly designed pool (coming soon), walking trails, basketball courts, pickle ball and tennis courts, turf playground, and a boat launch.

Property details

Beds
5
Baths
3.5
SqFt
3,886
Lot
105x211x113x214
Year built
2002
Type
Single Family
Garage
3
Style
Traditional
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
View
Winter
HOA dues
$1,845 / yr

Features

  • Attic Walk In
  • Breakfast Bar
  • Central Vacuum
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Wet Bar
  • Fire Pit
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,770/ month

Principal & interest
$5,567
Property tax (~1.05%)
$786
Homeowners insurance
$262
HOA dues
$153

Down payment

$44,950 down · $854,050 financed

Income to qualify (28% rule)

~$290,158 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.