Morganton · Morganton, NC
3526 Dogwood Lane
Morganton, NC · 624 sqft
$299,000
- 2Beds
- 2Baths
- 624SqFt
- 1985Year
- 1Days on market
About this home
Welcome to 3526 Dogwood Lane, a peaceful mountain retreat nestled within the gated Silver Creek Mountain community of Morganton, North Carolina. Surrounded by breathtaking natural beauty and long-range mountain views, this charming cottage offers the perfect escape from the hustle and bustle of everyday life. Thoughtfully maintained and updated, the home features a finished walkout basement complete with a full bathroom, creating a versatile secondary living space ideal for guests, a recreation area, or a private retreat adding additional square footage not captured in the total HLA. With its own exterior entrance, the lower level provides added flexibility while enhancing the home's overall functionality. Relax on the porch and take in stunning views of Table Rock Mountain and the surrounding Blue Ridge landscape. Whether you're enjoying your morning coffee, unwinding after a day of hiking, or simply soaking in the peaceful atmosphere, this property delivers the serenity mountain living is known for. Adding even more value, the sellers are also offering the neighboring parcel for purchase. Whether you're looking to preserve your privacy, create additional outdoor space, or build a second vacation cabin, the possibilities are endless. Outdoor enthusiasts will appreciate the property's proximity to thousands of acres of public land and protected wilderness areas, offering exceptional opportunities for hiking, fishing, wildlife viewing, and seasonal hunting. The surrounding foothills of Western North Carolina are known for their abundant deer, turkey, and other game, making this an ideal retreat for sportsmen and nature lovers alike. Silver Creek Mountain offers residents access to a community clubhouse and swimming pool, both positioned to capture spectacular mountain vistas. Conveniently located near hiking trails, outdoor recreation, and the charming towns of Morganton and Marion, this property is perfectly suited as a full-time residence, vacation getaway, or investment opportunity. Don't miss your chance to own a slice of the North Carolina mountains and experience the peace, privacy, and unforgettable views that make 3526 Dogwood Lane truly special.
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 624
- Lot
- —
- Year built
- 1985
- Type
- Single Family
- Days on market
- 1
- Style
- Cabin, Cottage
- Heating
- Ductless, Floor Furnace
- Cooling
- Ceiling Fan(s), Ductless
- Foundation
- Basement
- HOA dues
- $50 / mo
Features
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,213/ month
- Principal & interest
- $1,851
- Property tax (~0.90%)
- $224
- Homeowners insurance
- $87
- HOA dues
- $50
Down payment
$14,950 down · $284,050 financed
Income to qualify (28% rule)
~$94,853 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.