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Hickory · Hickory, NC

35 Loudonya Lane

Hickory, NC · 1,415 sqft

$549,900

  • 2Beds
  • 1Baths
  • 1,415SqFt
  • 1960Year
  • 2Days on market

About this home

Lakefront Cottage for Sale on Lake Hickory


Waterfront Living Made Easy – Your Private Escape Awaits _________

Nestled right on the water's edge, this charming lake cottage offers the perfect blend of tranquil retreat and convenient access. Whether you're dreaming of quiet mornings watching the sunrise or evenings entertaining guests with lake views as your backdrop, this home delivers peaceful waterfront living without the hassle. This two-bedroom, one-bathroom home sits directly on the lake with a nearly flat lot that makes an easy walk to your private dock. Forget navigating steep hills or winding paths—the short, level path from your front door means you'll spend less time trekking and more time enjoying the water. Inside, you'll find two cozy fireplaces to warm cold evenings on the lake—one equipped with convenient gas logs for effortless ambiance and another traditional wood-burning fireplace for those classic crackling fire moments. The standout feature is undoubtedly the oversized screen porch overlooking the serene lake. Prepare to fall in love with this space—it's the kind of place where morning coffee turns into sunset cocktails by evening. Many homeowners find themselves spending most of their time out here, and this cottage is no exception. While you live on the lake, you're still just minutes from downtown Hickory. Dining, boutique shopping, and essential services including medical offices are all within quick reach when you need them. This rare combination of secluded waterfront tranquility and practical accessibility makes this property ideal for retirees seeking low-maintenance lake life, weekend getaway enthusiasts, or first-time waterfront buyers who prioritize views and simplicity.

Property details

Beds
2
Baths
1
SqFt
1,415
Lot
Year built
1960
Type
Single Family
Days on market
2
Style
Cottage
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Laminate, Linoleum, Tile
View
Water, Year Round

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,978/ month

Principal & interest
$3,405
Property tax (~0.90%)
$412
Homeowners insurance
$160
HOA dues

Down payment

$27,495 down · $522,405 financed

Income to qualify (28% rule)

~$170,507 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.