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Otto · Otto, NC

35 Coweeta Ridge Road

Otto, NC · 2,636 sqft

$599,900

Reduced from $630,000

  • 3Beds
  • 3Baths
  • 2,636SqFt
  • 1980Year
  • 83Days on market

About this home

Move in ready! Home with privacy yet close to shopping and town, has more than 12 buildable acres! It's your private retreat in the mountains! Exterior has fresh stain and mountain views. Relax on your covered, screened-in front porch with your morning coffee. Home is move-in ready and has a terrific floorplan for easy entertaining. Wood-look, plank laminate flooring covers main floor. Bright, open Living room with tons of natural light! Brick fireplace with gas logs. Kitchen has granite counters and backsplash, custom cabinets and a large pantry. Stainless steel appliances. Spacious, light-filled sunroom is just off the kitchen. French doors in dining room open to freshly-stained back deck. Downstairs is a Family room, large Bonus room with two closets, a full bath and separate large utility room for laundry and storage. Double, oversized garage is great for a car hobby and workshop. Outside is a two-story building with electric. The lower level has garden tool storage and the second floor has a finished room with electric and it's own deck. Add a mini-split and make it an art studio, an office or a workshop. Upper lot already has a seperate well installed and a building site with potential incredible views with tree removal. On the 1.46 acre property is a small concrete building, but the roof has fallen in. No value added. Driveway continues all the way to the top lot. Choice Ultimate Home Warranty includes HVAC. Fiber Optic Internet is available here! Privacy but just 15 minutes from Franklin!

Property details

Beds
3
Baths
3
SqFt
2,636
Lot
Year built
1980
Type
Single Family
Days on market
83
Garage
2
Heating
Baseboard, Heat Pump
Cooling
Heat Pump
Foundation
Basement
Flooring
Tile, Vinyl
View
Mountain(s), Winter, Year Round

Features

  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Storage
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,340/ month

Principal & interest
$3,715
Property tax (~0.90%)
$449
Homeowners insurance
$174
HOA dues

Down payment

$29,995 down · $569,905 financed

Income to qualify (28% rule)

~$186,010 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.