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Denver · Denver, NC

3423 Governors Island Drive

Denver, NC · 5,075 sqft

$3,195,000

  • 5Beds
  • 4.5Baths
  • 5,075SqFt
  • 1996Year

About this home

Experience the very best of Lake Norman waterfront living in the prestigious gated community of Governor’s Island, where breathtaking evening sunsets, panoramic lake views, and a private waterfront setting create an exceptional lifestyle. Beautifully renovated throughout, this sophisticated residence blends timeless design, luxurious finishes, and effortless indoor-outdoor living. The gourmet kitchen is a true showpiece featuring custom Italian Pedini grey oak cabinetry, an oversized Kohler sink with built-in cutting board, expansive quartz island with seating, custom bar area with wine refrigerator, and premium Thermador and Miele appliances. The great room showcases coffered ceilings and a gas fireplace, while the breakfast area captures stunning views of the lake and saltwater infinity pool. The primary retreat offers a serene escape with a bay window overlooking the water, complemented by a private guest suite with sitting area and beverage bar, plus a beautifully appointed office with custom built-ins and marble countertops. Upstairs, an additional primary luxury suite features a fireplace, built-in cabinetry, and sweeping views of the pool and lake. Designed for exceptional waterfront entertaining, the outdoor spaces include a covered patio, saltwater infinity pool with cascading waterfall, travertine decking, fenced yard, and a Trex dock with a dedicated sitting area and two cable lifts. From tranquil mornings on the water to unforgettable sunset evenings, this Governor’s Island residence embodies the ultimate Lake Norman lifestyle.

Property details

Beds
5
Baths
4.5
SqFt
5,075
Lot
Year built
1996
Type
Single Family
Garage
3
Heating
Heat Pump, Zoned
Cooling
Ceiling Fan(s), Central Air, Heat Pump, Zoned
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
View
Water
HOA dues
$500 / qtr

Features

  • Built-in Features
  • Cable Prewire
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Outdoor Shower

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$23,282/ month

Principal & interest
$19,787
Property tax (~0.90%)
$2,396
Homeowners insurance
$931
HOA dues
$166

Down payment

$159,750 down · $3,035,250 financed

Income to qualify (28% rule)

~$997,815 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Denver

Lake Norman west · Rural growth

Lincoln County town on the west side of Lake Norman — fastest-growing rural market in the region, with new subdivisions tied to the lake and the Highway 16 corridor.

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