Denver · Denver, NC
3423 Governors Island Drive
Denver, NC · 5,075 sqft
$3,195,000
- 5Beds
- 4.5Baths
- 5,075SqFt
- 1996Year
About this home
Experience the very best of Lake Norman waterfront living in the prestigious gated community of Governor’s Island, where breathtaking evening sunsets, panoramic lake views, and a private waterfront setting create an exceptional lifestyle. Beautifully renovated throughout, this sophisticated residence blends timeless design, luxurious finishes, and effortless indoor-outdoor living. The gourmet kitchen is a true showpiece featuring custom Italian Pedini grey oak cabinetry, an oversized Kohler sink with built-in cutting board, expansive quartz island with seating, custom bar area with wine refrigerator, and premium Thermador and Miele appliances. The great room showcases coffered ceilings and a gas fireplace, while the breakfast area captures stunning views of the lake and saltwater infinity pool. The primary retreat offers a serene escape with a bay window overlooking the water, complemented by a private guest suite with sitting area and beverage bar, plus a beautifully appointed office with custom built-ins and marble countertops. Upstairs, an additional primary luxury suite features a fireplace, built-in cabinetry, and sweeping views of the pool and lake. Designed for exceptional waterfront entertaining, the outdoor spaces include a covered patio, saltwater infinity pool with cascading waterfall, travertine decking, fenced yard, and a Trex dock with a dedicated sitting area and two cable lifts. From tranquil mornings on the water to unforgettable sunset evenings, this Governor’s Island residence embodies the ultimate Lake Norman lifestyle.
Property details
- Beds
- 5
- Baths
- 4.5
- SqFt
- 5,075
- Lot
- —
- Year built
- 1996
- Type
- Single Family
- Garage
- 3
- Heating
- Heat Pump, Zoned
- Cooling
- Ceiling Fan(s), Central Air, Heat Pump, Zoned
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Wood
- View
- Water
- HOA dues
- $500 / qtr
Features
- Built-in Features
- Cable Prewire
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Outdoor Shower
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$23,282/ month
- Principal & interest
- $19,787
- Property tax (~0.90%)
- $2,396
- Homeowners insurance
- $931
- HOA dues
- $166
Down payment
$159,750 down · $3,035,250 financed
Income to qualify (28% rule)
~$997,815 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 48 photos
About Denver
Lake Norman west · Rural growth
Lincoln County town on the west side of Lake Norman — fastest-growing rural market in the region, with new subdivisions tied to the lake and the Highway 16 corridor.


