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Waynesville · Waynesville, NC

34 Stephens Road

Waynesville, NC · 503 sqft

$249,000

Reduced from $285,000

  • 2Beds
  • 1Baths
  • 503SqFt
  • 1951Year
  • 103Days on market

About this home

Start here, build equity, and let this home be a stepping stone toward what comes next. 34 Stephens Road is a 2-bedroom, 1-bath home in Waynesville, NC offering an affordable opportunity for a first-time home buyer, someone looking to downsize, or a buyer ready to start building a real estate investment portfolio. With a flat, usable yard and convenient access to both Waynesville and Sylva, this Western North Carolina home offers simplicity, potential and a location that keeps you close to town.

Whether you’re searching for an affordable home in Waynesville NC, a starter home, investment property, potential rental property or a cozy home in Western NC, this property gives you options. Buy your first home and begin building equity, add another property to your investment portfolio, or create an easy-to-maintain place of your own. You don’t have to start with the dream home. Sometimes the smartest move is simply starting.

Property details

Beds
2
Baths
1
SqFt
503
Lot
Year built
1951
Type
Single Family
Days on market
103
Heating
Kerosene, Other - See Remarks
Cooling
None
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,801/ month

Principal & interest
$1,542
Property tax (~0.90%)
$186
Homeowners insurance
$72
HOA dues

Down payment

$12,450 down · $236,550 financed

Income to qualify (28% rule)

~$77,207 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.