Whittier · Whittier, NC
3387 Union Hill Road
Whittier, NC · 917 sqft
$235,000
- 2Beds
- 1Baths
- 917SqFt
- 1950Year
About this home
Your Mountain Life, Redefined - Imagine mornings on the front deck with crisp mountain air, evenings by a crackling wood-burning fire, and a weekend calendar that could include whitewater rafting at the Nantahala Outdoor Center, a scenic ride on the Great Smoky Mountains Railroad, or a day exploring the Biltmore Estate and Asheville's River Arts District all within easy reach of home. Charming and full of character, this Whittier cottage delivers mountain living with everyday convenience and a location that puts you within reach of some of the most sought-after outdoor and cultural destinations in the Southeast. Set on a gentle 0.81-acre parcel, the property offers easy, paved, year-round access via a state-maintained road — no compromises on comfort or accessibility. Step inside to an inviting, open-concept living area anchored by a cozy wood-burning fireplace and solid wood interior doors. The thoughtful layout maximizes every square foot, offering two comfortable bedrooms, a full bath, and an adaptable third room that functions seamlessly as a bonus room, home office, or extra sleeping quarters. Outside, enjoy crisp mountain breezes on the front deck, open usable yard space. A generous, detached building on the property provides exceptional flexibility, featuring existing electrical outlets and lighting that make it immediately functional as a workshop, studio, gear room, hobby space, or secure storage area. Beyond its current functionality, the building presents exciting potential to be transformed into a heated and cooled bonus space, home office, guest retreat, or personalized creative space (subject to applicable building requirements). Centrally situated between Cherokee and Bryson City, this property puts you minutes from the Great Smoky Mountains National Park, Tuckasegee River trout fishing, Harrah's Cherokee Casino, and downtown dining and just a short drive from an unmatched roster of regional destinations: The Blue Ridge Parkway, for legendary scenic drives and overlooks, The Appalachian Trail, for world-class hiking access, The Nantahala Outdoor Center, for whitewater rafting and outdoor adventure, The Great Smoky Mountains Railroad, for scenic excursions through the Nantahala Gorge, Asheville, including the Biltmore Estate, the vibrant River Arts District, and a nationally acclaimed fine dining and craft beverage scene Few properties offer this kind of convergence — a private mountain retreat with genuine seclusion, positioned within easy striking distance of the outdoor recreation, culture, and culinary destinations that define the best of Western North Carolina. Whether you're searching for a low-maintenance primary residence, a seasonal mountain escape, or a high-performing rental investment in the Smokies, this Whittier retreat is ready to welcome you home!
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 917
- Lot
- —
- Year built
- 1950
- Type
- Single Family
- Heating
- Propane
- Cooling
- Ceiling Fan(s), Wall Unit(s)
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,700/ month
- Principal & interest
- $1,455
- Property tax (~0.90%)
- $176
- Homeowners insurance
- $68
- HOA dues
- —
Down payment
$11,750 down · $223,250 financed
Income to qualify (28% rule)
~$72,866 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.