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Monroe · Monroe, NC

3319 Watkins Road

Monroe, NC · 3,645 sqft

$719,990

  • 4Beds
  • 3.5Baths
  • 3,645SqFt
  • 2026Year
  • 1Days on market

About this home

Beautiful New Construction in Monroe, NC! This thoughtfully designed home features 4 bedrooms, 3.5 baths, a spacious bonus/flex room, and a dedicated study/office on the main floor. The luxurious owner's suite is conveniently located on the main level and offers a private sitting area, a spa-inspired bath with a fully tiled shower, separate soaking tub, and a large walk-in closet.

The open-concept floor plan is perfect for modern living and entertaining, showcasing a chef's kitchen with a large center island, quartz countertops, double oven, and luxury LVP flooring throughout the main living areas. The stunning vaulted family room features an electric fireplace and is complemented by a dramatic second-floor catwalk overlooking the space below, creating an open and airy feel.

Step outside to enjoy the covered back porch overlooking a spacious backyard, ideal for relaxing or hosting family and friends. Located in desirable Monroe, NC, this exceptional new construction home combines style, comfort, and functionality with high-end finishes throughout. Don't miss the opportunity to make it yours!

Property details

Beds
4
Baths
3.5
SqFt
3,645
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Heating
Central, Electric
Cooling
Central Air, Dual, Electric
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$250 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,229/ month

Principal & interest
$4,459
Property tax (~0.90%)
$539
Homeowners insurance
$210
HOA dues
$20

Down payment

$35,999 down · $683,990 financed

Income to qualify (28% rule)

~$224,139 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.