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Shelby · Shelby, NC

3319 Humphries Road

Shelby, NC · 2,678 sqft

$435,000

Reduced from $525,000

  • 4Beds
  • 2Baths
  • 2,678SqFt
  • 1971Year
  • 367Days on market

About this home

Split level home with space to grow. The main level features a kitchen, family room/dining, living room and there is a rock fireplace. The upper level features 3 bedrooms and 1 bathroom. The basement level features a kitchen/living combination plus a bedroom and bathroom and a washer/dryer hookup area. The pool area features beautiful landscaping and there is a detached pool house that has two flex spaces used as bedrooms with closets plus a bath and spacious living room and kitchen space with a porch overlooking the pool. The basement foundation of the pool/guest house has been a commercial kitchen. There is also a detached carport and shed in the back of the guest house area. Heat and air approximately 3 years old plus the home has had updates to insulation and crawlspace area for added efficiency. The septic information in MLS is the only information from the county and that refers to the grease pits for the commercial kitchen and they did not send permit for the original system installed when home was built.

Property details

Beds
4
Baths
2
SqFt
2,678
Lot
Year built
1971
Type
Single Family
Days on market
367
Style
Traditional
Heating
Heat Pump
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Basement, Crawl Space, Other - See Remarks
Flooring
Carpet, Laminate, Vinyl, Other - See Remarks

Features

  • Attic Stairs Pulldown
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,147/ month

Principal & interest
$2,694
Property tax (~0.90%)
$326
Homeowners insurance
$126
HOA dues

Down payment

$21,750 down · $413,250 financed

Income to qualify (28% rule)

~$134,880 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.