Shelby · Shelby, NC
3319 Humphries Road
Shelby, NC · 2,678 sqft
$435,000
Reduced from $525,000
- 4Beds
- 2Baths
- 2,678SqFt
- 1971Year
- 367Days on market
About this home
Split level home with space to grow. The main level features a kitchen, family room/dining, living room and there is a rock fireplace. The upper level features 3 bedrooms and 1 bathroom. The basement level features a kitchen/living combination plus a bedroom and bathroom and a washer/dryer hookup area. The pool area features beautiful landscaping and there is a detached pool house that has two flex spaces used as bedrooms with closets plus a bath and spacious living room and kitchen space with a porch overlooking the pool. The basement foundation of the pool/guest house has been a commercial kitchen. There is also a detached carport and shed in the back of the guest house area. Heat and air approximately 3 years old plus the home has had updates to insulation and crawlspace area for added efficiency. The septic information in MLS is the only information from the county and that refers to the grease pits for the commercial kitchen and they did not send permit for the original system installed when home was built.
Property details
- Beds
- 4
- Baths
- 2
- SqFt
- 2,678
- Lot
- —
- Year built
- 1971
- Type
- Single Family
- Days on market
- 367
- Style
- Traditional
- Heating
- Heat Pump
- Cooling
- Ceiling Fan(s), Heat Pump
- Foundation
- Basement, Crawl Space, Other - See Remarks
- Flooring
- Carpet, Laminate, Vinyl, Other - See Remarks
Features
- Attic Stairs Pulldown
- Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,147/ month
- Principal & interest
- $2,694
- Property tax (~0.90%)
- $326
- Homeowners insurance
- $126
- HOA dues
- —
Down payment
$21,750 down · $413,250 financed
Income to qualify (28% rule)
~$134,880 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.