Spencer · Spencer, NC
331 Grant Street
Spencer, NC · 1,096 sqft
$90,000
- 2Beds
- 1Baths
- 1,096SqFt
- 1937Year
- 1Days on market
About this home
Investor/Builder opportunity on .71± acres in Spencer, NC! Private setting with no front neighbors on a spacious lot. Per the Town of Spencer, this parcel may have potential to be subdivided into up to 4 lots, buyer/buyer’s agent to verify zoning, subdivision eligibility, and utility availability with the Town of Spencer and Rowan County. Detached storage building included. Property sold as-is, where-is.
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 1,096
- Lot
- —
- Year built
- 1937
- Type
- Single Family
- Days on market
- 1
- Style
- Ranch
- Heating
- Other - See Remarks
- Cooling
- Window Unit(s)
- Foundation
- Crawl Space, Slab
Features
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$651/ month
- Principal & interest
- $557
- Property tax (~0.90%)
- $67
- Homeowners insurance
- $26
- HOA dues
- —
Down payment
$4,500 down · $85,500 financed
Income to qualify (28% rule)
~$27,906 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.