View all 12 photos →

Albemarle · Albemarle, NC

32874 Old Salisbury Road

Albemarle, NC · 1,144 sqft

$249,900

Reduced from $299,000

  • 3Beds
  • 2Baths
  • 1,144SqFt
  • 2025Year
  • 469Days on market

About this home

$87,465 Down Payment Assistance Available! Veteran only opportunity. Qualify for $162,435 First Mortgage. Move into a $249,900 new home. Great new home opportunity for a Veteran. Enjoy country quiet with conveniences of a city nearby. Includes Home Warranty. Must be owner-occupied. 35% of sales price is payment free subject to rules of program. Just outside Albemarle city limits. Well-designed open floor plan with great room and island kitchen. Primary suite has walk in closet & full bath. Large covered front porch and open rear porch. Approx 1.1 +/- Acre lot. Taxes Estimated.

Property details

Beds
3
Baths
2
SqFt
1,144
Lot
Year built
2025
Type
Single Family
Days on market
469
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space, Permanent

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,808/ month

Principal & interest
$1,547
Property tax (~0.90%)
$187
Homeowners insurance
$72
HOA dues

Down payment

$12,495 down · $237,405 financed

Income to qualify (28% rule)

~$77,486 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.