Lincolnton · Lincolnton, NC
3281 Ora Smith Road
Lincolnton, NC · 1,416 sqft
$242,000
- 3Beds
- 2.5Baths
- 1,416SqFt
- 2026Year
- 1Days on market
About this home
Come see 3281 Ora Smith Road located in Lincolnton, North Carolina!!
The Newton is an open concept plan with living in mind. This home offers three bedrooms, two & a half bathrooms & a one-car garage. Upon entering the home, you’ll be greeted by an inviting foyer that leads directly into the heart of the home. This impressive space features a living room, dining room, & a well-appointed kitchen. The kitchen is equipped with a pantry, stainless steel appliances, & a pass through from the kitchen to dining room, making it perfect for both cooking and casual dining. The Newton features a luxurious primary suite, complete with a large walk-in closet and en suite bathroom with dual vanities. The additional two bedrooms provide comfort and privacy and share a full bathroom. Out back is a large patio, perfect for outdoor entertaining or enjoying beautiful weather.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,416
- Lot
- —
- Year built
- 2026
- Type
- Townhome
- Days on market
- 1
- Garage
- 1
- Heating
- Central, Heat Pump
- Cooling
- Central Air, Heat Pump
- Foundation
- Slab
- Flooring
- Carpet, Vinyl
- HOA dues
- $179 / mo
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$1,905/ month
- Principal & interest
- $1,498
- Property tax (~0.78%)
- $157
- Homeowners insurance
- $70
- HOA dues
- $179
Down payment
$12,100 down · $229,900 financed
Income to qualify (28% rule)
~$81,671 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 30 photos
About Lincolnton
Lincoln County seat
County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.
