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Hendersonville · Hendersonville, NC

3276 Howard Gap Road

Hendersonville, NC · 3,009 sqft

$549,000

Reduced from $599,000

  • 4Beds
  • 3Baths
  • 3,009SqFt
  • 1982Year
  • 82Days on market

About this home

Whether you're searching for a spacious mountain retreat, a multi-generational home, or a property with outstanding short-term rental potential, this beautifully updated home offers the flexibility to fit a variety of lifestyles. Nestled among the trees on a private, low-maintenance homesite, it combines peaceful mountain living with exceptional convenience, just minutes from I-26, shopping, dining, and downtown Hendersonville.

The versatile floor plan offers multiple living areas and five separate sleeping spaces (supported by a 4-bedroom septic system), making it ideal for extended family, visiting guests, or maximizing rental opportunities. The fully finished walk-out lower level features its own expansive living area, full bath, flexible bonus room, and direct driveway access, creating an ideal guest suite, in-law quarters, private office, or recreation space with added separation from the main living areas.

At the heart of the home, the dramatic two-story Great Room is anchored by a stunning double-sided brick fireplace, creating a warm gathering place after a day of hiking, exploring, or entertaining. The updated kitchen, remodeled baths and laundry, and numerous interior improvements blend modern comfort with timeless mountain charm. Upstairs, a spacious bedroom with its own private deck offers a peaceful retreat, while two additional bedrooms and a full bath provide ample accommodations for family and guests. The main level also includes an additional bedroom and full bath for convenient one-level living.

Outdoor spaces are equally inviting with multiple decks overlooking the wooded setting, offering privacy and room to relax throughout the seasons.

The heavy lifting has already been done with a brand-new septic system, new roof, new HVAC, a completely finished lower level, and extensive updates throughout, allowing the next owner to simply move in and enjoy.

Whether you envision a primary residence with room for everyone, a mountain getaway shared with family and friends, or an income-producing investment, this property offers the versatility, location, and updates to make those possibilities a reality.

All brand-new furnishings are included with an acceptable offer, making this an exceptional turnkey opportunity.

Property details

Beds
4
Baths
3
SqFt
3,009
Lot
Year built
1982
Type
Single Family
Days on market
82
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,972/ month

Principal & interest
$3,400
Property tax (~0.90%)
$411
Homeowners insurance
$160
HOA dues

Down payment

$27,450 down · $521,550 financed

Income to qualify (28% rule)

~$170,228 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.