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Lincolnton · Lincolnton, NC

3273 Ora Smith Road

Lincolnton, NC · 1,416 sqft

$235,000

  • 3Beds
  • 2.5Baths
  • 1,416SqFt
  • 2026Year
  • 1Days on market

About this home

Come see 3273 Ora Smith Road located in Lincolnton, North Carolina!!

The Newton is an open concept plan with living in mind. This home offers three bedrooms, two & a half bathrooms & a one-car garage. Upon entering the home, you’ll be greeted by an inviting foyer that leads directly into the heart of the home. This impressive space features a living room, dining room, & a well-appointed kitchen. The kitchen is equipped with a pantry, stainless steel appliances, & a pass through from the kitchen to dining room, making it perfect for both cooking and casual dining. The Newton features a luxurious primary suite, complete with a large walk-in closet and en suite bathroom with dual vanities. The additional two bedrooms provide comfort and privacy and share a full bathroom. Out back is a large patio, perfect for outdoor entertaining or enjoying beautiful weather.

Property details

Beds
3
Baths
2.5
SqFt
1,416
Lot
Year built
2026
Type
Townhome
Days on market
1
Garage
1
Heating
Central, Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$179 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,855/ month

Principal & interest
$1,455
Property tax (~0.78%)
$152
Homeowners insurance
$68
HOA dues
$179

Down payment

$11,750 down · $223,250 financed

Income to qualify (28% rule)

~$79,530 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.