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Lincolnton · Lincolnton, NC

3247 Gastonia Highway

Lincolnton, NC

$169,000

  • 3Beds
  • 1.5Baths
  • 0SqFt
  • 1963Year
  • 1Days on market

About this home

Not for the faint of heart. Needs HVAC including ductwork, electrical and plumbing work. Needs water heater. Hardwood floors, linoleum, carpet currently present. One bathroom completely gutted, another outdated. Sheetrock has minor damage throughout. Unknown roof age, no septic permit on file with the county. No structural issues have been found other than missing the stairs to the basement. Property corners and borders will be marked before closing, survey has been ordered. Beautiful lot with house on a hill, currently overgrown but will be cut back prior to closing. Cash only.

Property details

Beds
3
Baths
1.5
SqFt
0
Lot
Year built
1963
Type
Single Family
Days on market
1
Heating
None
Cooling
None
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,205/ month

Principal & interest
$1,046
Property tax (~0.78%)
$109
Homeowners insurance
$49
HOA dues

Down payment

$8,450 down · $160,550 financed

Income to qualify (28% rule)

~$51,677 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

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