Lincolnton · Lincolnton, NC
3247 Gastonia Highway
Lincolnton, NC
$169,000
- 3Beds
- 1.5Baths
- 0SqFt
- 1963Year
- 1Days on market
About this home
Not for the faint of heart. Needs HVAC including ductwork, electrical and plumbing work. Needs water heater. Hardwood floors, linoleum, carpet currently present. One bathroom completely gutted, another outdated. Sheetrock has minor damage throughout. Unknown roof age, no septic permit on file with the county. No structural issues have been found other than missing the stairs to the basement. Property corners and borders will be marked before closing, survey has been ordered. Beautiful lot with house on a hill, currently overgrown but will be cut back prior to closing. Cash only.
Property details
- Beds
- 3
- Baths
- 1.5
- SqFt
- 0
- Lot
- —
- Year built
- 1963
- Type
- Single Family
- Days on market
- 1
- Heating
- None
- Cooling
- None
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,205/ month
- Principal & interest
- $1,046
- Property tax (~0.78%)
- $109
- Homeowners insurance
- $49
- HOA dues
- —
Down payment
$8,450 down · $160,550 financed
Income to qualify (28% rule)
~$51,677 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 17 photos
About Lincolnton
Lincoln County seat
County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.


