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Rock Hill · Rock Hill, SC

324 Greentree Street

Rock Hill, SC · 1,013 sqft

$300,000

  • 3Beds
  • 1.5Baths
  • 1,013SqFt
  • 1997Year
  • 18Days on market

About this home

Welcome home to this beautifully renovated 3-bedroom, 1.5-bath residence in the heart of Rock Hill! With 1,013 square feet of thoughtfully updated living space, this move-in ready home combines modern upgrades with everyday comfort.

Major improvements have already been completed for you, including a brand-new roof, new HVAC system, new siding, and stylish new black gutters and trim that create exceptional curb appeal. Inside, you'll find a fully updated interior featuring fresh finishes, modern fixtures, and a bright, welcoming floor plan.

The primary bedroom offers the convenience of a private half bath, while two additional bedrooms provide flexibility for guests, a home office, or hobbies. The updated kitchen and living spaces are designed for easy living and entertaining. The Mud/Laundry Room is conveniently located off the kitchen. The Most Expensive Housing Decision Isn’t the One You Make—It’s the One You Delay Without Doing the Math. BUYING VS. RENTING: THE REAL 10-YEAR MATH

Many people focus on the monthly payment and miss the bigger financial picture.

Rent provides housing. Ownership has the potential to provide both housing and wealth creation.

Using conservative assumptions, a homeowner purchasing a $300,000 home could build approximately $214,000 in equity over a 10-year period through a combination of principal reduction and appreciation, while rent payments create no ownership interest.

That doesn’t mean buying is right for everyone.

The real question isn’t, “Can I afford the payment?”

It’s, “What is my plan for the next 5–10 years?”

Your timeline, financial goals, career plans, and lifestyle preferences matter more than headlines, interest rates, or what your neighbor thinks you should do.

Best of all, there is NO HOA, giving you the freedom to enjoy your property without additional restrictions or monthly fees.

Conveniently located near shopping, dining, schools, and major commuter routes, this turnkey home is an excellent opportunity for first-time buyers, downsizers, or investors seeking a low-maintenance property with major system upgrades already completed.

Schedule your showing today and experience all that this beautifully refreshed Rock Hill home has to offer!

Property details

Beds
3
Baths
1.5
SqFt
1,013
Lot
Year built
1997
Type
Single Family
Days on market
18
Heating
Central, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,170/ month

Principal & interest
$1,857
Property tax (~0.90%)
$225
Homeowners insurance
$87
HOA dues

Down payment

$15,000 down · $285,000 financed

Income to qualify (28% rule)

~$93,021 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.