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Lancaster · Lancaster, SC

3214 Oliver Stanley Trail

Lancaster, SC · 2,636 sqft

$564,000

Reduced from $589,000

  • 3Beds
  • 3Baths
  • 2,636SqFt
  • 2018Year
  • 64Days on market

About this home

Beautifully maintained 1.5 story home in the sought after gated 55+ Tree Tops community, offering thoughtfully designed living spaces and quality finishes throughout. Wood flooring spans the main living areas, complemented by crown molding, abundant natural light, and an open floor plan ideal for everyday living and entertaining. The spacious kitchen features abundant white cabinetry, granite countertops, subway tile backsplash, oversized center island with seating, new stainless steel gas range (2026) and dishwasher (2026), pantry, and generous workspace. The great room with gas fireplace flows seamlessly into the breakfast area and screened porch. The main level includes a spacious primary suite with new carpet, a custom walk-in closet, dual vanities, and an oversized tiled shower with bench seating, along with a secondary bedroom, full bath, and laundry room. Upstairs offers a private guest retreat with a third bedroom, full bath, and an expansive bonus room ideal for recreation, media, hobbies, fitness, or home office. Enjoy outdoor living on the screened porch overlooking the beautifully landscaped, fenced backyard with an extended patio. Tree Tops offers resort style amenities including a clubhouse, outdoor pool, fitness center, pickleball, tennis, walking trails, bocce, social clubs, and more.

Property details

Beds
3
Baths
3
SqFt
2,636
Lot
Year built
2018
Type
Single Family
Days on market
64
Garage
2
Heating
Central, Forced Air
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Slab
Flooring
Carpet, Hardwood, Tile
HOA dues
$280 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,360/ month

Principal & interest
$3,493
Property tax (~0.90%)
$423
Homeowners insurance
$164
HOA dues
$280

Down payment

$28,200 down · $535,800 financed

Income to qualify (28% rule)

~$186,879 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.