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Lincolnton · Lincolnton, NC

3208 Ora Smith Road

Lincolnton, NC · 1,429 sqft

$234,190

Reduced from $249,000

  • 3Beds
  • 2.5Baths
  • 1,429SqFt
  • 2026Year
  • 45Days on market

About this home

Come see 3208 Ora Smith Road located in Lincolnton, North Carolina!!!

The Maywood is an open concept plan with living in mind. This home offers three bedrooms, two & a half bathrooms & a one-car garage. Upon entering the home, you’ll be greeted by an inviting foyer that leads directly into the heart of the home. This impressive space features a living room, dining room, & a well-appointed kitchen. The kitchen is equipped with a pantry, stainless steel appliances, & and completely open to the living room, making it perfect for entertainment. The Maywood features a luxurious primary suite, complete with a large walk-in closet and en suite bathroom with dual vanities. The additional two bedrooms provide comfort and privacy and share a full bathroom. Out back is a large patio, perfect for outdoor entertaining or enjoying beautiful weather.

Amenities include cabana, pool, playground, and dog park!

Property details

Beds
3
Baths
2.5
SqFt
1,429
Lot
Year built
2026
Type
Townhome
Days on market
45
Garage
1
Heating
Central
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$179 / mo

Features

  • Attic Stairs Pulldown
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,849/ month

Principal & interest
$1,450
Property tax (~0.78%)
$152
Homeowners insurance
$68
HOA dues
$179

Down payment

$11,709 down · $222,480 financed

Income to qualify (28% rule)

~$79,283 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

Explore Lincolnton

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