Statesville · Statesville, NC
320 W Bingham Street
Statesville, NC · 843 sqft
$189,000
Reduced from $215,000
- 2Beds
- 1Baths
- 843SqFt
- 1941Year
- 67x151x67x151Lot
- 286Days on market
About this home
Welcome to this charming and well-loved home, perfect for first-time home buyers seeking a cozy yet versatile living space! The main level features two comfortable bedrooms with heated square footage. However, the true treasure of this home lies in the additional flex space upstairs. While the ceiling height of 6’10” just misses the 7-foot requirement to be counted as heated square footage, don't let that limit your imagination. The two extra rooms with hall closets offer limitless possibilities—whether you envision a home office, guest room, hobby area, or additional storage. This home exudes charm and has been well maintained. Conveniently located near schools, shopping, and restaurants, it provides easy access to all your essential needs. SELLER CONCESSION 2500K!!
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 843
- Lot
- 67x151x67x151
- Year built
- 1941
- Type
- Single Family
- Days on market
- 286
- Heating
- Heat Pump
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Linoleum, Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,367/ month
- Principal & interest
- $1,170
- Property tax (~0.90%)
- $141
- Homeowners insurance
- $55
- HOA dues
- —
Down payment
$9,450 down · $179,550 financed
Income to qualify (28% rule)
~$58,603 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.