View all 13 photos →

Kings Mountain · Kings Mountain, NC

320 Downing Drive

Kings Mountain, NC · 3,190 sqft

$829,000

  • 4Beds
  • 4Baths
  • 3,190SqFt
  • 2026Year
  • 16Days on market

About this home

Step into this stunning new construction two-story cottage by North Point Custom Builders, ideally located in Kings Mountain. Thoughtfully designed with 4 bedrooms, 4 full bathrooms, and a spacious bonus room, this home combines timeless craftsmanship with modern comfort. An impressive two-story foyer welcomes you inside and opens to a dramatic vaulted family room featuring a gas fireplace. The open layout flows effortlessly into the dining area and gourmet kitchen, creating the perfect setting for everyday living and entertaining. The kitchen is beautifully appointed with solid maple cabinetry, quartz countertops, a large island, a spacious pantry, and stainless steel appliances. Red oak hardwood flooring extends throughout the main living areas and staircase. The main-level primary suite offers a private retreat with two walk-in closets and a luxurious en-suite bath featuring dual quartz vanities, a custom tiled shower, and a garden soaking tub. An additional first-floor bedroom, full bathroom, and laundry room provide flexibility and convenience.

Upstairs, the open hallway overlooks the family room below and leads to two generously sized bedrooms, each with its own private full bath. A spacious bonus room offers endless possibilities. Enjoy outdoor living on the expansive covered back porch and adjoining patio—perfect for entertaining, relaxing, or enjoying the peaceful surroundings. Located within walking distance of the golf course at Kings Mountain Country Club and just minutes from everyday conveniences!

Property details

Beds
4
Baths
4
SqFt
3,190
Lot
Year built
2026
Type
Single Family
Days on market
16
Garage
2
Style
Cottage
Heating
Electric, Heat Pump
Cooling
Electric
Foundation
Slab
Flooring
Tile, Wood

Features

  • Attic Walk In
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,997/ month

Principal & interest
$5,134
Property tax (~0.90%)
$621
Homeowners insurance
$241
HOA dues

Down payment

$41,450 down · $787,550 financed

Income to qualify (28% rule)

~$257,047 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.