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Gastonia · Gastonia, NC

3191 River Ridge Drive

Gastonia, NC · 1,522 sqft

$320,000

  • 3Beds
  • 2Baths
  • 1,522SqFt
  • 2002Year
  • 1Days on market

About this home

Priced for Potential in a Highly Desirable Riverwood Plantation! If you've been waiting for the opportunity to personalize a home without paying for someone else's updates, this is it! We've carefully evaluated the neighborhood comparables and priced this patio home accordingly, with cosmetic allowances already reflected in the asking price. This well-designed home offers a desirable split-bedroom floor plan featuring 3 bedrooms, 2 full baths, a formal dining room, spacious kitchen, sunny breakfast area, and a rear deck—the perfect canvas to make it your own. Bring your favorite paint colors, flooring, and finishing touches to create a home that reflects your personal style. Beyond the home itself, you'll enjoy a wonderful lifestyle in a community featuring a neighborhood pool and clubhouse, all just minutes from Martha Rivers Park, where you'll find walking trails, athletic fields, playgrounds, and more. Enjoy the location, the amenities, and the value while investing in updates that match your taste—not someone else's. Opportunities like this don't come along often!

Property details

Beds
3
Baths
2
SqFt
1,522
Lot
Year built
2002
Type
Single Family
Days on market
1
Garage
2
Style
Traditional
Heating
Central, Natural Gas
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$500 / yr

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Garden Tub
  • Pantry
  • Split Bedroom

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,343/ month

Principal & interest
$1,981
Property tax (~0.85%)
$226
Homeowners insurance
$93
HOA dues
$41

Down payment

$16,000 down · $304,000 financed

Income to qualify (28% rule)

~$100,436 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Gastonia

Gaston’s hub · I-85 access

The county seat and Christy’s busiest market by a wide margin — affordable single-family across Hudson Oaks, Southwood, and the FUSE District revitalization.

Explore Gastonia

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.