Mount Holly · Mount Holly, NC
318 Rutledge Road
Mount Holly, NC · 2,302 sqft
$544,900
- 4Beds
- 2.5Baths
- 2,302SqFt
- 1980Year
About this home
Don’t miss out on the opportunity to own this beautifully updated brick ranch, featuring four bedrooms and 2.1 baths, situated on nearly 2.5 acres in Mt. Holly. This remarkable property boasts a stunningly updated kitchen complete with a wall oven and gas cook-top, two inviting propane-fueled fireplaces, a freshly painted, spacious deck, and an attached two-car garage in addition to a separate three-car garage/workshop. This move-in-ready residence includes updated bathrooms, new flooring, and fresh paint throughout. The kitchen cook-top and both fireplaces are fueled by a 100-gallon propane tank. Take a moment to relax on the lower patio, which offers ample privacy—ideal for enjoying the hot tub or spending an evening around the fire pit, all while surrounded by nature and mature trees in this beautifully landscaped yard. This charming home is perfect for those seeking both comfort and functionality, offering plenty of space for family gatherings or entertaining guests. The open floor plan allows for easy flow between rooms, making it a delight to host parties or enjoy cozy evenings at home. For hobbyists or car enthusiasts, the additional three-car garage/workshop provides ample space for projects and storage. Please note that while the basement bedroom is recorded as the fourth bedroom in tax records, it does not have a closet or window. Septic permit is for three bedrooms. The hot tub will be sold "as is" without any warranty.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 2,302
- Lot
- —
- Year built
- 1980
- Type
- Single Family
- Garage
- 4
- Style
- Ranch
- Heating
- Electric, Forced Air
- Cooling
- Central Air
- Foundation
- Basement, Other - See Remarks
- Flooring
- Carpet, Vinyl
Features
- Cable Prewire
- Kitchen Island
- Pantry
- Walk-In Pantry
- Hot Tub
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,919/ month
- Principal & interest
- $3,374
- Property tax (~0.85%)
- $385
- Homeowners insurance
- $158
- HOA dues
- —
Down payment
$27,245 down · $517,655 financed
Income to qualify (28% rule)
~$167,983 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 35 photos
About Mount Holly
Catawba River · NW commute
Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.


