View all 35 photos →

Mount Holly · Mount Holly, NC

318 Rutledge Road

Mount Holly, NC · 2,302 sqft

$544,900

  • 4Beds
  • 2.5Baths
  • 2,302SqFt
  • 1980Year

About this home

Don’t miss out on the opportunity to own this beautifully updated brick ranch, featuring four bedrooms and 2.1 baths, situated on nearly 2.5 acres in Mt. Holly. This remarkable property boasts a stunningly updated kitchen complete with a wall oven and gas cook-top, two inviting propane-fueled fireplaces, a freshly painted, spacious deck, and an attached two-car garage in addition to a separate three-car garage/workshop. This move-in-ready residence includes updated bathrooms, new flooring, and fresh paint throughout. The kitchen cook-top and both fireplaces are fueled by a 100-gallon propane tank. Take a moment to relax on the lower patio, which offers ample privacy—ideal for enjoying the hot tub or spending an evening around the fire pit, all while surrounded by nature and mature trees in this beautifully landscaped yard. This charming home is perfect for those seeking both comfort and functionality, offering plenty of space for family gatherings or entertaining guests. The open floor plan allows for easy flow between rooms, making it a delight to host parties or enjoy cozy evenings at home. For hobbyists or car enthusiasts, the additional three-car garage/workshop provides ample space for projects and storage. Please note that while the basement bedroom is recorded as the fourth bedroom in tax records, it does not have a closet or window. Septic permit is for three bedrooms. The hot tub will be sold "as is" without any warranty.

Property details

Beds
4
Baths
2.5
SqFt
2,302
Lot
Year built
1980
Type
Single Family
Garage
4
Style
Ranch
Heating
Electric, Forced Air
Cooling
Central Air
Foundation
Basement, Other - See Remarks
Flooring
Carpet, Vinyl

Features

  • Cable Prewire
  • Kitchen Island
  • Pantry
  • Walk-In Pantry
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,919/ month

Principal & interest
$3,374
Property tax (~0.85%)
$385
Homeowners insurance
$158
HOA dues

Down payment

$27,245 down · $517,655 financed

Income to qualify (28% rule)

~$167,983 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Mount Holly

Catawba River · NW commute

Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.

Explore Mount Holly

Similar in Mount Holly

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.