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Lincolnton · Lincolnton, NC

3170 Asbury Church Road

Lincolnton, NC · 1,858 sqft

$399,900

  • 3Beds
  • 2Baths
  • 1,858SqFt
  • 1987Year
  • 1Days on market

About this home

SECLUDED and private beautiful 1,800+ sq ft home situated on 3 wooded acres! Built in 1987 this property features an open-concept floor plan with modern updates, including HVAC replaced in 2021 and engineered hardwood flooring installed the same year. The home offers an oversized garage, a spacious family/bonus room, and a striking propane fireplace, perfect for cozy living or entertaining. The updated kitchen includes granite countertops, newer appliances, and ample workspace—great for everyday living. Additional highlights include an 1380 sqft unfinished basement with expansion potential—ideal for a value-add opportunity, home office, gym, or additional living space with rough in plumbing for bath room, wood stove in basement to remain.. Oversized garage with extra storage. The expansive lot provides room to expand or create your own outdoor oasis. Recent Improvement: The deck has been updated in June 2026 with the replacement of deteriorated deck boards, supporting joists, and stair treads. House has leaf guards, pull down stairs to floored attic.

Property details

Beds
3
Baths
2
SqFt
1,858
Lot
Year built
1987
Type
Single Family
Days on market
1
Garage
2
Style
Ranch
Heating
Ductless, Heat Pump, Propane, Wood Stove
Cooling
Attic Fan, Ceiling Fan(s), Central Air, Ductless
Foundation
Basement
Flooring
Carpet, Tile, Vinyl

Features

  • Built-in Features
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,853/ month

Principal & interest
$2,476
Property tax (~0.78%)
$259
Homeowners insurance
$116
HOA dues

Down payment

$19,995 down · $379,905 financed

Income to qualify (28% rule)

~$122,283 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

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