View all 31 photos →

Gastonia · Gastonia, NC

317 James Street

Gastonia, NC · 915 sqft

$160,000

  • 2Beds
  • 1Baths
  • 915SqFt
  • 1920Year
  • 1Days on market

About this home

A wonderful opportunity in Gastonia! Conveniently located close to shopping, dining, schools, parks, and major roadways, this property offers both accessibility and flexibility. Enjoy the charm of a covered front porch, the freedom of no HOA, and a spacious, flat backyard perfect for outdoor entertaining, gardening, or creating your own private retreat. The home features a functional layout with well-proportioned rooms to fit your needs. With potential for a homeowner or investor, this property is ready for its next chapter!

Property details

Beds
2
Baths
1
SqFt
915
Lot
Year built
1920
Type
Single Family
Days on market
1
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,150/ month

Principal & interest
$990
Property tax (~0.85%)
$113
Homeowners insurance
$46
HOA dues

Down payment

$8,000 down · $152,000 financed

Income to qualify (28% rule)

~$49,325 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Gastonia

Gaston’s hub · I-85 access

The county seat and Christy’s busiest market by a wide margin — affordable single-family across Hudson Oaks, Southwood, and the FUSE District revitalization.

Explore Gastonia

Similar in Gastonia

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.