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Lincolnton · Lincolnton, NC

3163 River Road #1

Lincolnton, NC · 1,224 sqft

$325,000

  • 3Beds
  • 2Baths
  • 1,224SqFt
  • 2000Year
  • 1Days on market

About this home

This well-maintained home, located in the desirable Startown Road area, has had only one owner. The split floor plan optimizes the use of space, and beautiful hardwood floors provide easy maintenance and durability. The kitchen and dining room open up to the family room, creating an inviting atmosphere for entertaining and cozy family evenings.

Sliding glass doors lead to an oversized deck with a gazebo canopy, perfect for outdoor entertaining, along with a pool to help you cool off on those hot summer days. Fenced backyard includes a storage building.

Recent updates include: a roof that is 5 years old, a concrete driveway that is 2 years old, an HVAC system installed in 2019, and an encapsulated crawl space. Additionally, a wired air compressor for the garage is located under the house to reduce noise.

Property details

Beds
3
Baths
2
SqFt
1,224
Lot
Year built
2000
Type
Single Family
Days on market
1
Garage
2
Style
Ranch
Heating
Electric
Cooling
Central Air
Foundation
Crawl Space
Flooring
Vinyl, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,318/ month

Principal & interest
$2,012
Property tax (~0.78%)
$211
Homeowners insurance
$94
HOA dues

Down payment

$16,250 down · $308,750 financed

Income to qualify (28% rule)

~$99,379 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

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