Monroe · Monroe, NC

316 Whitefish Way #120

Monroe, NC · 1,562 sqft

$289,900

Reduced from $319,900

  • 3Beds
  • 2.5Baths
  • 1,562SqFt
  • 2026Year
  • 58Days on market

About this home

Enjoy low-maintenance living in The Ridge, Monroe's newest townhome community. The Rosemoore floorplan offers 1,562 heated square feet of thoughtfully designed living space with an open-concept layout that brings together the spacious great room, dining area, and designer kitchen—creating an inviting space for everyday living and entertaining. The kitchen showcases quartz countertops, a large center island, tile backsplash, stainless steel appliances, and abundant cabinetry. Upstairs, retreat to the spacious primary suite featuring a walk-in closet and well-appointed bath, while two additional bedrooms, a full bath, and convenient second-floor laundry complete the home. Built with energy-efficient construction and durable fiber cement siding, this home also offers an attached garage and rear patio for outdoor enjoyment. Residents enjoy a community pool, cabana, pickleball courts, playground, dog park, sidewalks, and street lights, all conveniently located near shopping, dining, and everyday conveniences.

Property details

Beds
3
Baths
2.5
SqFt
1,562
Lot
Year built
2026
Type
Townhome
Days on market
58
Garage
1
Style
Other
Heating
Electric, Heat Pump
Cooling
Central Air, Electric
Foundation
Slab
HOA dues
$210 / mo

Features

  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,307/ month

Principal & interest
$1,795
Property tax (~0.90%)
$217
Homeowners insurance
$84
HOA dues
$210

Down payment

$14,495 down · $275,405 financed

Income to qualify (28% rule)

~$98,889 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.