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Rock Hill · Rock Hill, SC

3154 Lake Wylie Drive

Rock Hill, SC · 720 sqft

$349,900

Reduced from $449,900

  • 2Beds
  • 1Baths
  • 720SqFt
  • 1973Year
  • 41Days on market

About this home

Rare chance to own a slice of Lake Wylie waterfront on a private .61-acre lot tucked at the back of a shallow cove. Offered by the estate and sold strictly as-is, this property includes a 1973 single-wide mobile home — suited for a low-maintenance getaway, rental, or as a placeholder while you plan your dream lake home. The real value is the land itself: cove-front water access, mature trees, and the kind of quiet, protected setting that's increasingly hard to find on Lake Wylie. The home is served by a private well and private septic system; age, condition, and capacity are unknown and not warranted by the seller. Whether you renovate the existing structure, build new, or simply hold the land as a long-term waterfront investment, this lot offers real flexibility and a genuine foothold on one of the region's most sought-after lakes. Enjoy quiet-water boating and fishing right from your own cove, minutes from Rock Hill and the greater Charlotte area. Estate sale, sold as-is. No representations or warranties made regarding the well, septic system, dock permissions, or condition of any structures. Buyer to independently verify all systems, riparian/dock rights, lot lines, and applicable HOA or covenant restrictions prior to purchase.

Property details

Beds
2
Baths
1
SqFt
720
Lot
Year built
1973
Type
Single Family
Days on market
41
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,531/ month

Principal & interest
$2,167
Property tax (~0.90%)
$262
Homeowners insurance
$102
HOA dues

Down payment

$17,495 down · $332,405 financed

Income to qualify (28% rule)

~$108,493 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.