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Rock Hill · Rock Hill, SC

315 State Street

Rock Hill, SC · 1,185 sqft

$100,000

  • 2Beds
  • 1Baths
  • 1,185SqFt
  • 1947Year
  • 37Days on market

About this home

Welcome to this charming bungalow nestled in the heart of Rock Hill, where timeless character and opportunity come together in a convenient location. Set on a spacious, tree-lined lot, this home showcases a welcoming covered front porch and a large backyard offering endless possibilities for gardening, outdoor entertaining, or future enhancements. Inside, you'll find generously sized living spaces filled with natural light and original character. The home's traditional layout includes two spacious bedrooms, ample storage, and vintage details ready to be restored, refreshed, or reimagined to suit your personal style. Whether you're an investor, first-time buyer, or someone looking for a renovation project with great potential, this property offers an excellent canvas to create something special. Located just minutes from the vibrant heart of downtown Rock Hill, you'll enjoy easy access to local restaurants, breweries, coffee shops, boutique shopping, and year-round festivals and events. Outdoor enthusiasts will appreciate nearby parks, greenways, and recreational amenities, while Winthrop University, the Rock Hill Sports & Event Center, and major commuting routes are all within close reach. This is a wonderful opportunity to invest in one of Rock Hill's established neighborhoods and bring new life to a home full of potential. Home is being sold as-is.

Property details

Beds
2
Baths
1
SqFt
1,185
Lot
Year built
1947
Type
Single Family
Days on market
37
Heating
Ductless
Cooling
Ductless
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$723/ month

Principal & interest
$619
Property tax (~0.90%)
$75
Homeowners insurance
$29
HOA dues

Down payment

$5,000 down · $95,000 financed

Income to qualify (28% rule)

~$31,007 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.