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Banner Elk · Banner Elk, NC

314 Ridgeline Mountain #17 D

Banner Elk, NC · 1,340 sqft

$514,900

  • 2Beds
  • 2Baths
  • 1,340SqFt
  • 2007Year
  • 2Days on market

About this home

Discover mountain living at its finest in this fully furnished two-bedroom condo in the desirable Reserve II community on Sugar Mountain. Ideally situated on the UPPER ROAD, this exceptional unit offers some of the community's most breathtaking LONG-RANGE VIEWS, including Grandfather Mountain, Peak Mountain, and Hanging Rock.

Enjoy the convenience of a rare, FLAT, PARKING AREA with easy access to the condo. Inside, the turnkey, fully furnished interior makes it ready for immediate enjoyment as a personal mountain retreat or investment property.

Reserve II is a gated community featuring two private access points to the Sugar Mountain ski slopes along with direct trail access, making it a year-round destination for outdoor enthusiasts. Located just minutes from Sugar Mountain Resort, you'll have easy access to skiing, snow tubing, ice skating, golf, tennis, dining, and a variety of seasonal activities.

Whether you're looking for a vacation getaway, rental investment, or full-time mountain home, this exceptional condo combines spectacular views, outstanding amenities, and an unbeatable location.

Property details

Beds
2
Baths
2
SqFt
1,340
Lot
Year built
2007
Type
Condo
Days on market
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile
View
Mountain(s)
HOA dues
$1,180 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,118/ month

Principal & interest
$3,188
Property tax (~0.90%)
$386
Homeowners insurance
$150
HOA dues
$393

Down payment

$25,745 down · $489,155 financed

Income to qualify (28% rule)

~$176,511 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.