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Indian Trail · Indian Trail, NC

3126 Spring Fancy Lane

Indian Trail, NC · 2,066 sqft

$455,000

  • 3Beds
  • 2Baths
  • 2,066SqFt
  • 1996Year
  • 1Days on market

About this home

Welcome to this well-maintained 3-bedroom, 2-bath ranch home in the highly desirable Brandon Oaks community of Indian Trail. Situated on a cul-de-sac lot with direct access to one of the neighborhood's parks and ponds, this home offers the convenience of one-story living in a location that's just minutes from shopping, dining, grocery stores, and everyday amenities.

Inside, you'll find over 2,000 square feet of thoughtfully designed living space, including a dedicated office with French doors, a spacious living room anchored by a gas fireplace, and a split-bedroom floor plan that provides added privacy for the primary suite. Hardwood flooring extends throughout the main living areas, while tile flooring can be found in the kitchen and bathrooms.

The updated kitchen features granite countertops, ample cabinetry, and a bright breakfast area filled with natural light. The primary suite offers a tray ceiling and an ensuite bath complete with both a soaking tub and separate shower. Just off the garage, the laundry area has been thoughtfully updated with wood shelving and an updated light fixture, maximizing both functionality and storage.

Step outside to enjoy the rear deck and fully fenced backyard, offering space for outdoor entertaining, pets, or play. Additional updates include a gas water heater installed in 2025.

Brandon Oaks residents enjoy access to an impressive collection of community amenities, including multiple pools, a clubhouse, walking trails, ponds, playgrounds, tennis courts, pickleball courts, and basketball courts. Move-in ready and ideally positioned within one of Indian Trail's most established communities, this is a home you'll want to see in person.

Property details

Beds
3
Baths
2
SqFt
2,066
Lot
Year built
1996
Type
Single Family
Days on market
1
Garage
2
Style
Ranch
Heating
Central, Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
HOA dues
$664 / yr

Features

  • Split Bedroom

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,366/ month

Principal & interest
$2,817
Property tax (~0.95%)
$360
Homeowners insurance
$132
HOA dues
$55

Down payment

$22,750 down · $432,250 financed

Income to qualify (28% rule)

~$144,265 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.