View all 34 photos →

Monroe · Monroe, NC

3117 Karen Lane

Monroe, NC · 1,722 sqft

$440,000

Reduced from $460,000

  • 3Beds
  • 2Baths
  • 1,722SqFt
  • 1990Year
  • 43Days on market

About this home

Private 0.95-Acre Retreat with Neighborhood Charm. Exceptional opportunity to own a 3BR/2BA home on a sprawling 0.95-acre lot that offers ultimate privacy without sacrificing a prime neighborhood location. An inviting, rocking-chair front porch offers immediate curb appeal, welcoming you into a main living area anchored by impressive vaulted ceilings and a cozy brick fireplace. The layout flows seamlessly into a light-filled eat-in kitchen and formal dining area, both perfectly positioned to overlook the expansive, tree-lined backyard oasis. For accommodations, the generous primary suite features its own private ensuite, while two additional bright secondary bedrooms share a full guest bath. Enjoy the luxury of space, a brilliant layout, and a fantastic location all in one package. Schedule your tour today!

Property details

Beds
3
Baths
2
SqFt
1,722
Lot
Year built
1990
Type
Single Family
Days on market
43
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,183/ month

Principal & interest
$2,725
Property tax (~0.90%)
$330
Homeowners insurance
$128
HOA dues

Down payment

$22,000 down · $418,000 financed

Income to qualify (28% rule)

~$136,430 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.