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Charlotte · Charlotte, NC

3104 Plum Arbor Way

Charlotte, NC · 1,301 sqft

$485,000

  • 3Beds
  • 2.5Baths
  • 1,301SqFt
  • 1995Year

About this home

No shared walls, no yard work, no stairs — this detached cul-de-sac patio home in the Stone Orchard pocket community lives like a single-family house with all the benefits of a condominium. The home is truly move-in ready: a 2025 HVAC system, recently updated LVP flooring throughout, updated light fixtures, and a kitchen with granite countertops, subway-tile backsplash, glazed cream cabinetry, and a sunny breakfast nook. With 1,301 square feet on a single level, the vaulted-ceiling living room anchors the floor plan with a painted-brick fireplace and wood mantel, opening through a glass door to a private fenced patio made for morning coffee and easy entertaining. Three bedrooms include a generous primary suite with its own private bath; a separate dining area and updated hall-bath lighting round out the inside. One-car garage plus driveway parking out front. And the location... Stone Orchard sits between Park Road and South Blvd, minutes to the light rail, South End, Uptown, Freedom Park, Dilworth, and Park Road Shopping Center. Prime patio-home living with condo-style maintenance: the HOA covers exterior maintenance, private roads, water/sewer, landscape maintenance, sidewalks, and the community pool — see attachments. Even better: the community is getting new roofs, and the special assessment for this home's new roof has been paid in full by the seller and the roof on the home will be replaced later this year or early 2027, per the HOA manager. Rental restriction: 12-month leases. Trash/recycle through the City of Charlotte.

Property details

Beds
3
Baths
2.5
SqFt
1,301
Lot
Year built
1995
Type
Condo
Garage
1
Style
Transitional
Heating
Central, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Heat Pump
Foundation
Slab
Flooring
Tile, Vinyl
HOA dues
$470 / mo

Features

  • Attic Stairs Pulldown
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,039/ month

Principal & interest
$3,003
Property tax (~1.05%)
$424
Homeowners insurance
$141
HOA dues
$470

Down payment

$24,250 down · $460,750 financed

Income to qualify (28% rule)

~$173,125 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.