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Mount Holly · Mount Holly, NC

309 Stonewater Bay Lane

Mount Holly, NC · 5,892 sqft

$1,089,000

  • 6Beds
  • 5Baths
  • 5,892SqFt
  • 2005Year

About this home

SELLERS WILL ENTERTAIN OFFERS BETWEEN $1,000,000-$1,089,000 OR ABOVE.  BRING OFFERS! Welcome to refined living in this impressive full-brick, three-level residence, where timeless elegance meets effortless indoor-outdoor entertaining. Inside you'll be captivated by the two-story entrance foyer that blends elegance and style. The spacious kitchen is beautifully appointed for both everyday living and hosting, while the dramatic two-story family room creates an inviting centerpiece with striking marble flooring, fireplace and abundant natural light. Dual stairs add great functionality and convenience to the upper level. The finished walkout basement is designed for relaxing, enjoyment and activity, featuring a media room, bedroom, bar/entertainment area, and a generous open living/recreational space. Outside, you'll enjoy multiple spaces to relax and entertain, including a deck and a luxurious covered patio with well-appointed outdoor kitchen where you can enjoy a quiet morning or host those fun summer events, all while overlooking your private flat backyard. Located in the much sought-after Stonewater lakefront community, residents enjoy an exceptional array of amenities including pickleball courts, tennis courts, basketball court, clubhouse, pool, playground, boardwalks, walking trails, picnic areas, kayak storage and launch areas, secure boat and RV storage area and much more).  This is a lifestyle defined by comfort, recreation, and effortless lake living.  Home also features a spacious 3-car side entrance garage, new basement HVAC unit (Aug 2026), deeded boat slip with lift added in 2018, and Trex surface rear deck.  Conveniently located just 20 minutes from uptown Charlotte, 15 minutes to airport, and 15 minutes to US Whitewater Center. Don't miss the opportunity to see this gorgeous home...schedule your showing today!

Property details

Beds
6
Baths
5
SqFt
5,892
Lot
Year built
2005
Type
Single Family
Garage
3
Style
Transitional
Heating
Forced Air, Natural Gas, Zoned
Cooling
Ceiling Fan(s), Central Air, Multi Units, Zoned
Foundation
Basement
Flooring
Carpet, Concrete, Marble, Tile, Wood
HOA dues
$1,195 / yr

Features

  • Attic Stairs Pulldown
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • In-Ground Irrigation
  • Outdoor Kitchen

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,933/ month

Principal & interest
$6,744
Property tax (~0.85%)
$771
Homeowners insurance
$317
HOA dues
$99

Down payment

$54,450 down · $1,034,550 financed

Income to qualify (28% rule)

~$339,989 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Mount Holly

Catawba River · NW commute

Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.

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