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Albemarle · Albemarle, NC

307 Austin Street

Albemarle, NC · 1,232 sqft

$254,900

  • 3Beds
  • 2Baths
  • 1,232SqFt
  • 2022Year
  • 1Days on market

About this home

Built in 2022, this 3-bedroom, 2-bath home offers the peace of mind of nearly new construction with all the charm of a move-in ready gem. The split floor plan gives everyone their own space, while the open concept living area keeps things connected and bright, perfect for everyday living. The updated kitchen features stainless steel appliances and flows seamlessly into the main living space, and yes, the washer and dryer stay. LVP flooring with carpet in the bedrooms, keeping things low-maintenance and looking sharp. The crawl space is well-maintained, and with a 2022 build, all major systems are fresh and under no pressure. Step outside to a back deck made for warm evenings and weekend BBQs, all enclosed by a fully fenced backyard. The thoughtful landscaping adds instant curb appeal without the guesswork. All of this within easy reach of shopping, dining, and everyday conveniences in Albemarle NC, you really can have it all. First time buyer and down payment assistance programs available, reach out for more details.

Property details

Beds
3
Baths
2
SqFt
1,232
Lot
Year built
2022
Type
Single Family
Days on market
1
Heating
Forced Air, Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,844/ month

Principal & interest
$1,578
Property tax (~0.90%)
$191
Homeowners insurance
$74
HOA dues

Down payment

$12,745 down · $242,155 financed

Income to qualify (28% rule)

~$79,037 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.