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Richfield · Richfield, NC

306 Stoneyard Road

Richfield, NC · 1,894 sqft

$540,000

  • 4Beds
  • 2Baths
  • 1,894SqFt
  • 2022Year
  • 6Days on market

About this home

Refined design, exceptional privacy and immaculate condition come together in this beautifully upgraded, one-level residence. Offering four bedrooms and two full baths, the home has been meticulously maintained and looks and feels like new. Remote-controlled gated access and fully fenced front and rear grounds create an impressive sense of privacy and security. Inside, the open floor plan showcases upscale finishes, a spacious kitchen with a large island and pantry, and an inviting living area with a gas fireplace. The split-bedroom design provides added privacy, while the primary suite offers a peaceful retreat with a generous walk-in closet. Situated on approximately 0.59 acre with an attached two-car garage, this property offers the perfect balance of sophisticated living and small-town charm. Conveniently located near Highways 49 and 52 with easy access to I-85, Richfield places you approximately 20 minutes from Albemarle, 30 minutes from Salisbury, 40 minutes from Concord and under an hour from Charlotte. Grocery stores, restaurants and primary care are available right in town, with Atrium Health Stanly and Novant Health Rowan Medical Center also within convenient reach. Enjoy a quieter pace of life without sacrificing access to shopping, dining, healthcare and major employment centers.

Property details

Beds
4
Baths
2
SqFt
1,894
Lot
Year built
2022
Type
Single Family
Days on market
6
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,906/ month

Principal & interest
$3,344
Property tax (~0.90%)
$405
Homeowners insurance
$157
HOA dues

Down payment

$27,000 down · $513,000 financed

Income to qualify (28% rule)

~$167,437 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.