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Albemarle · Albemarle, NC

306 Dunlap Street

Albemarle, NC · 898 sqft

$128,000

Reduced from $158,600

  • 2Beds
  • 1Baths
  • 898SqFt
  • 1910Year
  • 100 x 110Lot
  • 323Days on market

About this home

TWO BIRTHDAYS — ONE WOMAN AND ONE HOME Edith is 117. Dunlap Street is 116. And both are still going strong. On August 22, 2026, Edith celebrated her 117th birthday. Born in England in 1909, she has lived through two world wars, the invention of television, the moon landing, the internet—and just about everything else the last century could throw at her. Then there is 306 Dunlap Street in Albemarle. She was built in 1910, just one year after Edith. Unfortunately, there is no family Bible tucked away in the attic to tell us the exact birthday of this little cottage. The records simply say 1910. But like Edith, she has stood the test of time. And let's be honest—neither Edith nor Dunlap Street looks exactly like she did when she was young. But both have aged remarkably well. There may be a few aches and wrinkles here and there, but 306 Dunlap has something Edith doesn't: a modern kitchen and a modern bathroom. The little cottage is not pretending to be something she isn't. She is an older home with character, charm and a history—and she is still very much alive and ready for her next chapter. Now, just like Edith has family who love and care for her, 306 Dunlap Street is looking for someone who will love her, too. And she's making it easier. $128,000 PLUS $5,000 TOWARD YOUR CLOSING COSTS That's right—someone looking for a good, affordable home can buy this little piece of Albemarle history for $128,000 and receive $5,000 in closing-cost assistance if the purchase closes by September 30, 2026, subject to the terms of the offer. She doesn't need someone looking for a brand-new house. She needs someone who appreciates an older lady with a little history, a little character and plenty of life left in her. Edith is looking forward to 118. 306 Dunlap Street is looking forward to meeting her new owner. Could that be YOU?

Property details

Beds
2
Baths
1
SqFt
898
Lot
100 x 110
Year built
1910
Type
Single Family
Days on market
323
Garage
2
Style
Cottage
Heating
Central, Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Vinyl
View
City

Features

  • Built-in Features

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$926/ month

Principal & interest
$792
Property tax (~0.90%)
$96
Homeowners insurance
$37
HOA dues

Down payment

$6,400 down · $121,600 financed

Income to qualify (28% rule)

~$39,688 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.