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Lancaster · Lancaster, SC

305 N White Street

Lancaster, SC · 1,916 sqft

$220,000

Reduced from $250,000

  • 3Beds
  • 2.5Baths
  • 1,916SqFt
  • 1936Year
  • 85Days on market

About this home

Welcome home to this beautifully maintained 3-bedroom, 2.5 bath residence offering 1916 sq. feet of inviting living space in the heart of Lancaster, SC. This home is great for the investor looking to add to their portfolio or anyone looking to make it their own. Combining timeless charm with modern conveniences, this home is filled with character and designed for comfortable everyday living.

Step onto the welcoming rocking chair front porch,the perfect place to relax and enjoy your morning coffee or unwind at the end of the day. Inside, you'll be greeted by high ceilings, beautiful hardwood floors, abundant natural light, and spacious rooms that create an open and airy atmosphere throughout the home.

The well appointed kitchen features ample cabinet space, appliances and plenty of room for meal preparation and entertaining. Just off the kitchen is a versatile bonus room that can easily serve as a family room, home office, playroom, dining area or hobby space to fit your lifestyle needs.

With a newer Roof and HVAC, most of the "big ticket" items have been taken care of. Seller is offering a one-year home warranty with an acceptable offer.

Property details

Beds
3
Baths
2.5
SqFt
1,916
Lot
Year built
1936
Type
Single Family
Days on market
85
Style
Ranch
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Vinyl, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,591/ month

Principal & interest
$1,362
Property tax (~0.90%)
$165
Homeowners insurance
$64
HOA dues

Down payment

$11,000 down · $209,000 financed

Income to qualify (28% rule)

~$68,215 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.