View all 48 photos →

Rutherfordton · Rutherfordton, NC

304 McMurray Road

Rutherfordton, NC · 3,668 sqft

$1,190,000

Reduced from $1,299,000

  • 4Beds
  • 3Baths
  • 3,668SqFt
  • 1988Year
  • 51Days on market

About this home

FANTASTIC HORSE FARM - FIRST TIME ON THE MARKET! 8 MILES TO TIEC The main level offers generously sized bedrooms, including a primary suite with two closets and an ensuite bath featuring a double vanity, jetted tub/shower. A bright Florida room with vaulted ceilings provides additional year-round living space, while the oversized covered front porch is perfect for relaxing and enjoying the peaceful surroundings.

The finished basement adds over 1100 square feet of additional living space, complete with a full kitchen, family room, bedroom with a large closet, full bath with walk-in shower, ideal for guests, multi-generational living, or entertaining. An additional 900± SF of unfinished basement provides excellent workshop and storage space with garage door access.

Outside, the amenities continue with an oversized double attached garage, detached triple carport with RV parking, outdoor bar, covered patio, and a fenced pool area. Nature lovers will appreciate the stocked pond, creek, and scenic setting.

Equestrian enthusiasts will love the impressive improvements, including a 48’ x 68’ pole barn that could easily be enclosed for stalls, tack, hay barn etc., barn with two horse stalls, board fencing, two separate fenced pastures, and an approximately 90’ x 180’ riding arena. A 36’ x 36’ heated shop with two bay doors and a 12’ x 12’ office provides outstanding workspace for hobbies, equipment, or a home business.

Additional features include:

Roof new in June, 2026 Hardwood and luxury vinyl plank flooring Spectrum internet Original owner This unique property offers the perfect blend of comfortable living, workshop space, and equestrian amenities—all in a peaceful country setting.

Property details

Beds
4
Baths
3
SqFt
3,668
Lot
Year built
1988
Type
Single Family
Days on market
51
Garage
2
Style
Ranch
Heating
Electric, Heat Pump
Cooling
Electric, Heat Pump
Foundation
Basement
Flooring
Vinyl, Wood

Features

  • Fence
  • Livestock Run In

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$8,609/ month

Principal & interest
$7,370
Property tax (~0.90%)
$892
Homeowners insurance
$347
HOA dues

Down payment

$59,500 down · $1,130,500 financed

Income to qualify (28% rule)

~$368,982 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.