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Shelby · Shelby, NC

3020 Vernell Lane

Shelby, NC · 1,284 sqft

$309,900

  • 3Beds
  • 2Baths
  • 1,284SqFt
  • 1995Year
  • 4Days on market

About this home

Golf course living awaits! Situated directly on the fairway, this charming single-level ranch offers exceptional outdoor views and comfortable living both inside and out. From the moment you arrive, the sprawling front lawn, extended concrete driveway, and attached two-car garage welcome you home.

Step inside to a bright, open living room featuring rich wood-look flooring and a cozy brick fireplace—the perfect focal point for relaxing or entertaining. The functional kitchen features durable granite countertops, warm cabinetry, a stainless steel microwave and range, and an adjacent dining area suited for everyday meals or gatherings.

Generously sized bedrooms provide ample natural light and storage, complemented by well-appointed baths. Step out back onto the expansive rear wood deck, an ideal outdoor retreat for morning coffee, evening barbecues, or watching golfers play through against a picturesque, wide-open green backdrop. Complete with a detached storage shed and plenty of usable yard space, this move-in-ready home blends peaceful golf course scenery with everyday convenience.

Out building is wired and has electricity.

3D Virtual Tour available: https://my.matterport.com/show/?m=hPJj5QTMgiu&brand=0&mls=1&

Property details

Beds
3
Baths
2
SqFt
1,284
Lot
Year built
1995
Type
Single Family
Days on market
4
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Laminate
View
Golf Course, Water

Features

  • Attic Stairs Pulldown
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,242/ month

Principal & interest
$1,919
Property tax (~0.90%)
$232
Homeowners insurance
$90
HOA dues

Down payment

$15,495 down · $294,405 financed

Income to qualify (28% rule)

~$96,090 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.