Flat Rock · Flat Rock, NC
302 Rich Mountain Road
Flat Rock, NC · 1,703 sqft
$399,900
Reduced from $440,000
- 3Beds
- 2Baths
- 1,703SqFt
- 1999Year
- 104Days on market
About this home
Tucked away in a peaceful mountain setting on 1.12 private acres, this beautifully updated Flat Rock home offers the perfect blend of comfort, character, and usable outdoor space. The drive into the community follows stretches of the scenic Hungry River, and residents enjoy private community river access with trout stocked just upstream near the state hatchery.
The main level features an open-concept living area with vaulted ceilings, hardwood floors throughout, and seamless flow between the living room, dining area, and updated kitchen, complete with custom cabinetry and stainless steel appliances. Three bedrooms and two updated bathrooms complete the main floor.
Downstairs, the walkout basement includes a tandem two-car garage and a spacious bonus room filled with mountain charm. A floor-to-ceiling natural stone fireplace, oversized hearth, and wood-burning stove create a warm, inviting space that’s ideal for a den, game room, home office, or guest overflow.
Outside, a large deck provides the perfect spot for entertaining, grilling, or simply relaxing while taking in the peaceful surroundings. The property also offers generous grassy yard space for gardening, play, or pets, along with an outdoor fire pit and picnic area that’s perfect for gathering with friends and family. A circular driveway provides convenient access and additional parking.
Private, functional, and thoughtfully updated, this Flat Rock property offers the mountain lifestyle with plenty of room to enjoy both indoors and out.
Note: One of the bedrooms does not have a closet.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,703
- Lot
- —
- Year built
- 1999
- Type
- Single Family
- Days on market
- 104
- Garage
- 1
- Style
- Ranch
- Heating
- Baseboard, Heat Pump, Propane
- Cooling
- Ceiling Fan(s), Heat Pump
- Foundation
- Basement
- Flooring
- Vinyl, Wood
- HOA dues
- $400 / yr
Features
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,926/ month
- Principal & interest
- $2,476
- Property tax (~0.90%)
- $299
- Homeowners insurance
- $116
- HOA dues
- $33
Down payment
$19,995 down · $379,905 financed
Income to qualify (28% rule)
~$125,425 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.