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Hickory · Hickory, NC

302 Catawba Avenue

Hickory, NC · 1,040 sqft

$198,000

  • 2Beds
  • 1Baths
  • 1,040SqFt
  • 1901Year
  • 70x65x86x61Lot
  • 28Days on market

About this home

LAKE VIEWS YEAR ROUND at this adorable turn-key turn of the century cottage on highly sought Lake Rhodhiss. Public boat ramp located at street entrance from Burke Street, across from popular neighborhood haunt Copper Penny Grill, and next to Horseshoe Trail Park, just 12 mins to Downtown Hickory and 8 mins to I-40 for easy regional commutes. Home features refinished original oak hardwood floors, and generous 9 foot ceilings. Rear bedroom provides access to the remodeled full bath with custom tile and modern soaking tub. Wide front porch to enjoy lake views from across the street, and rear deck for firing up the grill. Low maintenance yard, public street access, dead end road so mostly local traffic. All electric home systems and appliances, city water and sewer, on street waste pickup all for lower Rhodhiss property tax rate. Truly affordable option for smart buyers, with peace of mind from these 2025 improvements: new HVAC air handler and condenser, new and reinforced piers and floor joists where needed, new subfloors and refinished hardwood floors, new crawlspace vapor barrier, kitchen: new quartz counter top, new sink, new appliances, refinished cabinets, bathroom fully replumbed with new cast iron, tile floors, new fixtures and claw foot tub, front porch and shutters painted, new water heater. This is the one.

Property details

Beds
2
Baths
1
SqFt
1,040
Lot
70x65x86x61
Year built
1901
Type
Single Family
Days on market
28
Style
Cottage
Heating
Central, Electric, Forced Air
Cooling
Central Air
Foundation
Crawl Space
View
Water, Year Round

Features

  • Cable Prewire
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,432/ month

Principal & interest
$1,226
Property tax (~0.90%)
$148
Homeowners insurance
$57
HOA dues

Down payment

$9,900 down · $188,100 financed

Income to qualify (28% rule)

~$61,393 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.